Great Rates. Local Decisions. Local Service.
With competitive mortgage rates, low fees, and the best service in town, we're prepared to help you live your best life in a home that you love. If you're not sure what kind of loan is right for you, view our home loan solutions below as a guide to get you started. We're here to help you every step of the way.
Rate Protector Details:
At no cost, lock in your rate for 90 days while shopping for a home.
Re-lock the rate if rates decrease prior to closing.
No property required for applicant to lock a rate.
Available on home purchases and construction-to-perm loans.
Rate Swap Details:
Decrease your mortgage rate for free within the first 36 months!
One-time rate decrease if rates go down after closing.
Get the lowest qualifying rate at time of request.
No refinance fees.
How much could you save with Rate Swap?
Here are a few loan examples below to demonstrate how much you could potentially save if published rates decrease by 2% and you execute your one-time Rate Swap.
Ready to get started?
Visit with one of our mortgage specialists to discuss the right home loan to meet your needs and budget. Simply give us a call, live video chat through our Rave Video Banking App, apply online, or fill out our contact form and we will reach out to you directly. Our local mortgage team is ready to fund your next home loan.
409-924-5213
Video Chat
Apply Online
Contact Me
All loans serviced through Rave Financial. Rates are determined by credit rating and term. Applicants are qualified in accordance with Federal, State and NCUA laws as well as the provisions of the Fair Credit Reporting Act.
Purchasing Your Own Home
Home Equity Basics
Understanding Private Mortgage Insurance (PMI)
Big Wallet Energy
Earn up to 6.10% APY.
Announcements
- Name Change FAQs
- 2024 Holiday Closings
- Escheatment Notice
- USPS Mail Delays
- Digital Banking Security Tips
