Lock & Swap
The word is out! Everyone is talking about our new Lock & Swap home loan features. Not sure what Lock & Swap is? You came to the right place! Check out the details below to see how we can help with your home-buying journey. Buying a home will never be the same!
Lock Your Rate
At no cost, lock in your rate for 90 days while shopping for a home.
Re-lock the rate if rates decrease prior to closing.
No property required for applicant to lock a rate.
Available on home purchases and construction-to-perm loans.
Swap Your Rate
Decrease your mortgage rate for free within the first 36 months!
One-time rate decrease if rates go down after closing.
Get the lowest qualifying rate at time of request.
No refinance fees.
Rate Protector and Rate Swap features are only eligible on new mortgage loans or refinances beginning January 3rd, 2023.
How much could you save with Rate Swap?
Here are a few loan examples below to demonstrate how much you could potentially save if published rates decrease by 2% and you execute your one-time Rate Swap.
Great Rates. Local Decisions. Local Service.
With competitive mortgage rates, low fees, and the best service in town, we're prepared to help you live your best life in a home that you love. If you're not sure what kind of loan is right for you, view our home loan solutions below as a guide to get you started. We're here to help you every step of the way.
Ready to get started?
Visit with one of our mortgage specialists to discuss the right home loan to meet your needs and budget. Simply give us a call, live video chat through our Rave Video Banking App, apply online, or fill out our contact form and we will reach out to you directly. Our local mortgage team is ready to fund your next home loan.
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All loans serviced through Rave Financial. Rates are determined by credit rating and term. Applicants are qualified in accordance with Federal, State and NCUA laws as well as the provisions of the Fair Credit Reporting Act.
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