Young Saver
Young Saver is a special youth savings account for those 12 and under, designed to teach how to save money and have fun while saving it! Open an account today and enjoy these benefits:
- Free Direct Deposit
- Free mobile app
- Free electronic statements
- Earns dividends
- Quarterly statements are provided showing all transactions and dividends earned
A $5 deposit is required to open and establishes a lifetime membership to Rave Financial. No minimum balance requirement. No penalty for withdrawals or service charges.
Teen Spending Account
Our teen checking account is all about you. As a young credit union member, we will help you learn how to use money and credit wisely, set financial goals and effectively plan for college. We know that being a teenager can be challenging, so we’ve designed this checking account to fit your busy lifestyle.
Available for Teens ages 13 – 17! Open an account today and enjoy these benefits:
- Free Direct Deposit
- Free mobile app
- Share secured credit card available1 (ages 16+)
- Free debit card with digital wallet features
- Receive a gift at account opening
- Parent Perks – Set limits and alerts
- Scholarship opportunity2
- Earns dividends
- Free bill payment
- Free electronic statements
- Overdraft protection available from your savings account.
- Access anytime, anywhere with Rave Video Banking, Mobile App, Online Account Access, Touch-tone phone access, and 24-hour ATMs.
$25 deposit establishes a teen checking account. 1) Must be 16+ years of age for a Share Secured Credit Card & legal guardian required as joint owner if under 18 years of age. 2) All Scholarship Awards are subject to application guidelines. No minimum balance requirement. No penalty for withdrawals or service charges. See CU for more details and eligibility
Minor Certificate of Deposit (CD)
Help your child start saving early with our special 6-month Minor CD. Designed just for young savers, this account encourages financial responsibility while earning a competitive dividend rate. With a short commitment and guaranteed growth, it’s a smart way to introduce kids to the benefits of saving.
Requires $250 deposit to open. Minimum balance to earn dividends is $250.
Ready to get started?
Experience Center Locations
Video Chat
*Legal guardian required as joint owner for youth savings and checking accounts. Dividends are paid and compounded monthly on your daily balance. Restrictions may apply on some transactions. See Rave Financial for more details.
Best Checking in Texas
Earn up to 6.10% APY
Announcements
- Updated Phone System Menu
- Mobile App Account Deletion
- Protecting Your Money
- 2025 Holiday Closings
