Current Promotion
We’ve partnered with Classic Southeast Texas Auto Group to bring you exclusive savings on select Chevrolet, Buick, GMC, Cadillac, Kia, and Acura vehicles. Now through October 31, 2025, take advantage of special pricing—including up to $13,000 off MSRP on select models—plus 90 days until your first payment. These limited-time offers are only available when you purchase from Classic Southeast Texas and finance with Rave.
If you're still kicking the tires on how this whole auto loan thing works, scroll down. We'll walk you through the steps you need to take to get behind the wheel of your next vehicle. If you already know what you're doing, go ahead and click the pre-approval button.
Fast-track your car buying experience
Getting into your dream vehicle is as easy as 1, 2, 3. We take the guesswork out of buying a car so you can spend more time enjoying the open road!
Apply Online
The first step in the auto loan process should always begin with submitting a loan application.
Get Pre-approved
Having a pre-approval before you start shopping will help you understand the vehicle price you can afford, and also save you some time at the car dealership.
Go Shopping
Now the fun starts! Go find your dream vehicle, keeping in mind the loan amount you have been approved for. Click below to see our list of preferred local dealers.
Loan Protection Options
GAP Insurance
Typical car insurance covers damage and theft. But what if your loan is more than the cash value of your vehicle? GAP Protection covers that difference, so you never have to worry. Be sure to ask our representatives for GAP.
Extended Warranty
Rave Financial's Extended Warranty can extend your auto manufacturer's warranty by picking up where that policy leaves off. For more information, visit one of our convenient locations or call us at 800-892-1111.
Credit Life + Disability Insurance
Help protect your loved ones if the unforeseen were to happen. Optional coverage is available on most loan and credit card products, except mortgages.
Enjoy Competitive Rates As Low As:
5.50% APR*
Additional Loan Benefits
Rates disclosed may be different based on credit underwriting and/or services used. Interest fees accrue during 90-day no-payment period. These rates reflect our best rates. All loan rates are subject to change without prior notice. Rates are updated every morning at 9:00 AM. Loan terms are dependent on the amount financed and member/collateral.
Best Checking in Texas
Earn up to 6.10% APY
Announcements
- Updated Phone System Menu
- Mobile App Account Deletion
- Protecting Your Money
- 2025 Holiday Closings
