Low Interest Rate Credit Card

Rave Platinum

Powered by VISA®

Whether you are looking to build credit or save on everyday purchases, our low-interest credit cards are designed to help you succeed.

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Fees + Charges

Fees & Charges

Fee & Charges	Description
Minimum Interest Charge	None
Annual Fee	None
Balance Transfer	1% of the amount transferred or $5 minimum
Cash Advance	1% of the amount advanced
Foreign Transaction	1% of each transaction in U.S. dollars
Late Payment	Up to $25
Over the Limit	None
Returned Payment	$29
Card Replacement Fee	Up to $10 per plastic

How we will calculate your balance: We use a method called “average daily balance” (including new purchases).

**Rates disclosed reflect our best rates and may be different based on credit underwriting or services used. All loan rates are subject to change without prior notice.

Balance Transfer Details

Lost or Stolen Cards

Application Disclosure and Consumer Credit Card Agreement

APR is Annual Percentage Rate. Rates disclosed may be different based on credit underwriting and/or services used. These rates reflect our best rates. All loan rates are subject to change without prior notice. Rates are updated every morning at 9:00 AM. Flexible Lines of Credit are variable rate products. Loan terms are dependent on amount financed and member/collateral.

Using Credit Cards Responsibly

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What is a Balance Transfer?

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How to Combat Credit Card Fraud

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Announcements

Name Change FAQs
2024 Holiday Closings
Escheatment Notice
USPS Mail Delays
Digital Banking Security Tips

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Rave Platinum

Powered by VISA®

Fees & Charges

Using Credit Cards Responsibly

What is a Balance Transfer?

How to Combat Credit Card Fraud

Announcements

Text us at 409-788-RAVE for your quick questions or to schedule a Video Call.